Bank Privacy Policy & Notice

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.

Rev. 06/2024

FACTS	WHAT DOES THE VICTORY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Transaction history and credit history Overdraft history and credit card or other debt

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
Transaction history and credit history
Overdraft history and credit card or other debt

How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Victory Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does The Victory Bank share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes — information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes — information about your credit worthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

To limit our sharing	- Call (610)948-9000 Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?	Call (610)948-9000

Who we are
Who is providing this notice?	The Victory Bank

What we do
Who is providing this notice?	The Victory Bank
How does The Victory Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Victory Bank collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan make deposits or withdrawals from your account or give us your contact information make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. The Victory Bank does not share with our affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. The Victory Bank does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. The Victory Bank doesn't jointly market.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

The Victory Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

The Victory Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

The Victory Bank doesn't jointly market.

Other important information
Other Privacy Statement	Our affiliates include other financial companies, such as The Victory Bancorp.
Phone Number and SMS Consent	Phone numbers and SMS consent will never be shared with third parties, vendors, affiliates and any other outside entity for marketing purposes under any circumstances. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Message and data rates may apply. Your cell phone carrier may charge you for sending, receiving, or interacting with text messages. This includes messages with multimedia content, like links or interactive features.

Other Privacy Statement

Our affiliates include other financial companies, such as The Victory Bancorp.

Phone Number and SMS Consent

Phone numbers and SMS consent will never be shared with third parties, vendors, affiliates and any other outside entity for marketing purposes under any circumstances. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Message and data rates may apply. Your cell phone carrier may charge you for sending, receiving, or interacting with text messages. This includes messages with multimedia content, like links or interactive features.

Modification. The Bank reserves the right to modify, change or amend this Privacy Policy and Agreement at any time without notice other than as expressly required by applicable law.

Protecting Children. We do not knowingly solicit or collect data from children and we do not knowingly market to children online. We recognize that protecting children’s identities and online privacy is important and that responsibility rests with us and with parents.

Download our Privacy Policy and Notice .