Home Equity Line of Credit

The equity you have accumulated in your home can be used wisely for many things, remodeling or renovation projects, go on vacation, buy an automobile, a motorcycle, or have it available for an emergency or other future needs. You have the flexibility to use it how you like and when you want.

• Loan-to-Value as high as 85%
• Competitive rates
• Variable monthly payment based on the outstanding balance
• 10-year draw period (interest-only minimum payment required) followed by 15-year repayment period (monthly interest plus 1/180 of principal)
• Overdraft protection when linked to your Victory Bank checking account
• Online and Mobile access
• No prepayment penalty

Use our Mortgage Refinancing Calculator to get a sense of how refinancing your mortgage may help reduce your monthly payments.

For more information, contact us or call 610-948-9000.